Rising Medical Costs
Hospitalisation and treatment expenses can place pressure on personal and family savings.
Medical expenses can be unpredictable. The right health insurance plan can help protect your savings while giving you access to necessary medical care when you need it.
Health insurance can provide financial support against eligible medical expenses, subject to the terms and conditions of the selected policy.
Hospitalisation and treatment expenses can place pressure on personal and family savings.
A suitable health insurance policy can help reduce the financial impact of eligible medical expenses.
Health insurance options are available for individuals, couples, families and senior citizens.
Coverage differs between policies. Depending on the selected plan and its terms, health insurance may provide coverage for several medical expenses.
Eligible expenses related to covered hospitalisation and medical treatment.
Eligible medical expenses before and after hospitalisation for specified periods.
Eligible ambulance charges may be covered as specified under the policy terms.
Specified procedures that do not require traditional 24-hour hospitalisation.
Different life stages and family structures may require different types of health insurance plans.
Health insurance coverage designed for an individual insured person.
A shared health insurance sum insured for eligible family members under one policy.
Health insurance options designed for the healthcare needs of senior citizens.
Health insurance needs can change with age, family responsibilities and financial circumstances.
Start planning health protection early.
Plan health protection as responsibilities grow.
Explore suitable protection for eligible family members.
Consider plans based on healthcare requirements and eligibility.
Premium is important, but it should not be the only factor when considering a health insurance policy.
Consider whether the coverage amount is appropriate for your healthcare and family requirements.
Check the insurer's applicable network hospital information and cashless claim process.
Understand applicable waiting periods, including those for specified conditions.
Review exclusions, sub-limits, co-payment and other important policy conditions.
We help you understand your requirements, available options and important policy considerations.
Tell us about your health insurance requirements.
Understand available options and important features.
Get support during the policy process.
Assistance for service, renewal and claim process guidance.
Health insurance is a type of insurance policy that provides coverage for eligible medical expenses according to the policy terms, conditions and limits.
A family floater policy generally provides a shared sum insured for eligible family members covered under the same policy, subject to policy conditions.
Yes. Waiting periods are an important policy condition. The applicable waiting periods should be reviewed before selecting a health insurance plan.
No. Benefits, exclusions, waiting periods, limits and other conditions can differ between policies. Always review the specific policy wording and terms.
Talk to Navira Insurance Services for guidance based on your health insurance requirements.