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Claims Assistance

Support When You Need It Most.

Insurance claims can involve multiple steps and documents. Navira Insurance Services helps you understand the claim process, required documentation and applicable next steps.

Process Guidance
Document Assistance
Customer Support
Motor Claim Accident claim guidance
Health Claim Cashless & reimbursement
Claim Support Process assistance

Guidance Across Different Insurance Claims

Different types of insurance claims follow different processes. We help customers understand the applicable process and documentation requirements.

01

Motor Claim Assistance

Guidance for eligible accidental damage, theft and other motor insurance claims according to policy coverage and insurer procedures.

  • Accident Claim Guidance
  • Cashless Garage Process
  • Document Checklist
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03

Reimbursement Claim

Guidance on document preparation and claim submission for eligible health insurance reimbursement claims.

  • Document Checklist
  • Claim Form Guidance
  • Submission Process
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04

Life Insurance Claim

Process and documentation guidance for nominees or beneficiaries regarding eligible life insurance claims.

  • Nominee Guidance
  • Document Information
  • Claim Process Assistance
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05

Business Insurance Claim

Initial guidance for eligible commercial insurance claims involving insured property, stock, transit and other covered business risks.

  • Claim Intimation Guidance
  • Document Support
  • Process Coordination
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SUPPORT
06

General Claim Guidance

Not sure where to begin? Share your policy and claim situation so the applicable process and next steps can be understood.

  • Initial Guidance
  • Process Information
  • Next-Step Assistance
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A Clearer Path Through the Claim Process

Claim procedures vary by insurer and policy type, but these are common stages that may form part of the process.

01

Inform the Claim

Inform the insurer or relevant claim service channel as required under the applicable policy process.

02

Prepare Documents

Understand and arrange the documents applicable to the specific type of claim.

03

Submit the Claim

Submit applicable claim forms and supporting documents through the required process.

04

Claim Assessment

The insurer assesses the claim according to policy terms, documents and applicable procedures.

What to Do When a Claim Situation Occurs

Taking timely and appropriate steps can help make the claim process more organised. Exact requirements depend on the policy and type of event.

Inform Promptly Follow the insurer's applicable claim intimation process and timelines.
Preserve Relevant Documents Keep bills, reports, photographs and other relevant records safely.
Follow Applicable Procedure Cashless, reimbursement, motor and other claims can have different procedures.
Provide Accurate Information Submit accurate and complete information according to claim requirements.
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Here to Guide You

Common Documents for Insurance Claims

Actual document requirements vary by insurer, policy type and claim circumstances. The following are common examples.

Motor Claim

  • Policy details
  • Driving licence
  • Registration certificate
  • Damage photographs, if required
  • Claim form and applicable records

Health Claim

  • Policy or health card details
  • Hospital records
  • Bills and payment receipts
  • Prescriptions and reports
  • Claim form and required documents

Life Claim

  • Policy details
  • Nominee identification
  • Applicable certificates or records
  • Bank details as applicable
  • Claim forms and supporting documents

This is a general indicative list. Additional documents may be required depending on the insurer, policy terms, claim type and circumstances.

Guidance Beyond Buying a Policy

Insurance service should not end after policy issuance. We aim to remain available for applicable servicing and claim process guidance.

Clear Communication

We help explain the applicable claim process in simple and understandable terms.

Document Guidance

Understand commonly required documents and the applicable submission process.

Process Assistance

Get guidance regarding applicable claim process stages and next steps.

Responsive Support

Connect with our team when you need assistance understanding your claim process.

Need Help With an Insurance Claim?

Share your basic claim details. Our team can connect with you to understand the situation and provide applicable process guidance.

Call for Assistance +91 90995 78771

Claim approval and settlement decisions are made by the respective insurer according to policy terms, conditions, exclusions and claim assessment.

Claims Assistance FAQs

No. Claim approval and settlement decisions are made by the respective insurance company according to policy terms, conditions, exclusions and claim assessment. Navira can provide process and documentation guidance.

Prioritise safety and seek emergency assistance where necessary. Follow the insurer's claim intimation process, preserve relevant evidence and documents, and avoid unnecessary repairs before applicable inspection or approval requirements are understood.

In an eligible cashless claim, treatment is taken at an applicable network hospital and the covered approved amount is handled according to the insurer or TPA process. Non-covered expenses and policy conditions may still apply.

In a reimbursement process, the insured generally pays eligible treatment expenses first and later submits the applicable claim form, bills, medical records and other required documents for assessment by the insurer.

No. Insurance claims are assessed by the respective insurer based on policy coverage, terms, conditions, exclusions, documents and claim circumstances. Claim assistance does not guarantee claim approval or settlement.

NEED CLAIM GUIDANCE?

Connect With Navira for Claim Assistance

Get help understanding applicable claim processes, documentation requirements and next steps.